PM Jan Dhan Yojana Account Opening Form in English & Hindi language is available to download in PDF format. One can now visit official website pmjdy.gov.in to download PMJDY account opening form through online mode. Pradhan Mantri Jan Dhan Yojana is a national savings scheme launched to ensure access to financial services, including a saving account, remittance, credit, insurance, and pension.
After coming to power in 2014, PM Narendra Modi has started प्रधानमंत्री जन धन योजना for financial inclusion of poor people. PM Jan Dhan Yojana aims to ensure that basic savings bank deposit (BSBD) account with zero balance can be opened in any Bank Branch or Business Correspondent (Bank Mitra) outlet, by persons not having any other account. Read this article till the end to know how to download Pradhan Mantri Jan Dhan Yojana account opening form PDF.
PM Jan Dhan Yojana Account Opening Form English PDF
First of all, visit the Pradhan Mantri Jan Dhan Yojana (PMJDY) official website at https://pmjdy.gov.in/
PMJDY.Gov.In Official Website
At the homepage, reach out to “e-Documents” section and click at “Account Opening Form – English” link.
Accordingly, the PM Jan Dhan Yojana Account Opening Form PDF (English) will appear as shown below:-
PM Jan Dhan Yojana Account Opening Form English PDF
Download the Pradhan Mantri Jan Dhan Yojana account opening form PDF in English language.
Hit “Ctrl +P” to take a printout of this PM Jan Dhan Yojana Form PDF (English). Fill it manually and submit it to nearest bank or post office to open PMJDY account.
PM Jan Dhan Yojana Account Opening Form Hindi PDF
First of all, visit the Pradhan Mantri Jan Dhan Yojana (PMJDY) official website at https://pmjdy.gov.in/
PMJDY.Gov.In Official Website
At the homepage, reach out to “e-Documents” section and click at “Account Opening Form – Hindi” link.
Accordingly, the PM Jan Dhan Yojana Account Opening Form PDF (Hindi) will appear as shown below:-
PM Jan Dhan Yojana Account Opening Form Hindi PDF
Download the Pradhan Mantri Jan Dhan Yojana account opening form PDF in Hindi language.
Hit “Ctrl +P” to take a printout of this PM Jan Dhan Yojana Form PDF (Hindi). Fill it manually and submit it to nearest bank or post office to open PMJDY account.
Benefits of Pradhan Mantri Jan Dhan Yojana Account
One basic savings bank account is opened for a person having no account (unbanked person).
All citizens of Indian nationality are eligible.
Individuals can open the PMJDY account with no upper limit.
The main benefit of PM Jan Dhan Yojana is to provide financial freedom for all.
There is no requirement to maintain any minimum balance in PMJDY accounts i.e it can be 0 at times.
Interest is earned every month on the deposited money in Pradhanmantri Jan Dhan Yojana accounts.
Free ATM or RuPay debit card is issued to PM Jan Dhan Yojana account holder.
Accident Insurance Cover of Rs. 1 lakh (enhanced to Rs. 2 lakhs to new PMJDY accounts opened after 28.8.2018) is available with RuPay card issued to the PMJDY account holders.
An overdraft (OD) facility of up to Rs. 10,000 to eligible account holders is available.
There is No restriction on the number or amount of deposits.
PMJDY accounts are eligible for Direct Benefit Transfer (DBT), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Atal Pension Yojana (APY), Micro Units Development & Refinance Agency Bank (MUDRA) scheme.
PMJDY Helpline Number
National Toll Free Number: 1800 11 0001, 1800 180 1111
Ques: How to open a PMJDY account online? Ans: No. A Pradhan Mantri Jan Dhan Yojana (PMJDY) account can be opened at Bank branch and Business Correspondent (BC) Point.
Ques: What is Pradhan Mantri Jan Dhan Yojana? Ans: PMJDY scheme allows an Indian national to open a basic savings account with the intention to gain financial freedom with hassle-free banking.
Ques: How to check PMJDY account balance? Ans: PMJDY account holder would be eligible for mobile banking, internet banking, debit card, and passbook of the bank where Pradhan Mantri Jan Dhan Account is opened. You can check your balance through any of these channels.
Ques: Can I open a joint account under Pradhan Mantri Jan Dhan Yojana? Ans: Yes, you can proceed to open one, but must necessarily be done at your nearest branch.
Ques: Can I link my link mobile number with my bank account opened under PMJDY? Ans: Yes. Go ahead and visit any bank branch or BC point.
Ques: Is an overdraft/loan facility available under PMJDY? Ans: An overdraft up to Rs. 10,000 is allowed subject to other conditions.
Ques: What is a BSBD small account? Ans: A BSBD small account is precisely for individuals with no officially valid documents (OVDs). These accounts are valid for a period of 12 months initially which may be extended by another 12 months if the person provides proof of having applied for an Officially Valid Document. This account has the following restrictions: a) The aggregate of all credits in a financial year does not exceed rupees one lakh. b) The aggregate of all withdrawals and transfers in a month does not exceed rupees ten thousand. c) The balance at any point of time does not exceed rupees fifty thousand. d) No foreign remittance is allowed in the account.
For more details, visit the official website pmjdy.gov.in
