NPS Traders Scheme Apply Online, Contribution Chart, Eligibility

NPS Traders Scheme apply online process begins at maandhan.in, make self enrollment using mobile number and OTP. This scheme is alternately known as National Pension Scheme for Traders and Self Employed Persons or PM Laghu Vyapari Mandhan Yojana. This is a central govt. scheme meant for old age protection and social security of traders and self employed persons. NPS-Traders is a voluntary and contributory pension scheme for small shopkeepers with monthly contribution ranging from Rs. 55 to Rs. 200 (depending on entry age).

Under NPS Traders and Self Employed Scheme, each beneficiary is entitled to receive a minimum assured pension of Rs. 3000/- per month after attaining the age of 60 years. The pension amount helps pension holders to aid their financial requirements. Traders and Self employed persons between the age group of 18 to 40 years will have to make monthly contributions till they attain the age of 60. Once the applicant attains the age of 60, he/ she can claim the pension amount.

Every month a fixed pension amount gets deposited in the pension account of the respective individual. Read this article till the end to know how to fill PM Laghu Vyapari Mandhan Yojana online registration form through official website.

Table of Contents

NPS Traders Scheme Apply Online Process

Here is the complete process to make Pradhan Mantri Laghu Vyapari Maandhan Yojana online registration:-

First of all, go to the NPS Traders Scheme official website at https://maandhan.in/
At the homepage, scroll over “Services” section and click “New Enrollment” link or directly click https://maandhan.in/maandhan/login

NPS Traders Services New Enrollment link

On clicking the link, Maandhan login page will appear as shown below:-

It will have options for self enrollment (using mobile number & OTP), CSC VLE (using CSC connect) & Admin login (using admin credentials).
Select the self enrollment tab to make National Pension Scheme for Traders and Self Employed Persons Login using mobile number.

National Pension Scheme for Traders and Self Employed Persons Login Mobile No

To make NPS Traders Scheme login using mobile, enter your 10 digit mobile number and click at “Proceed” button. Then an OTP would be sent on your registered mobile number.

Enter OTP received on registered mobile number and click at “Proceed” button. Then PM laghu vyapari mandhan yojana dashboard will open.

PM Laghu Vyapari Mandhan Yojana Dashboard

At the NPS Traders and Self Employed Persons dashboard page, scroll over “Services” section and click “Enrollment” tab.

NPS Traders Self Employed Persons Dashboard Service Enrollment Link

It will show names of 3 schemes. Then select name of the scheme as “National Scheme for Traders and Self Employed Persons” as given here.

National Scheme Traders Self Employed Persons Apply Online Link

Then it will ask whether you are registered on e-shram or not. Only those candidates who are already registered on e-shram can apply online for NPS Traders and Self Employed Persons scheme. So, select “Yes” option.
Accordingly, PM Laghu Vyapari Mandhan Yojana online registration form 2025 will appear as shown below:-

PM Laghu Vyapari Mandhan Yojana Online Registration Form

Fill the details in the form to complete National Pension Scheme for Traders and Self Employed Persons online registration form filling process.

Also Read: PM Shram Yogi Mandhan Yojana Registration

Details to be Filled in NPS Traders Subscriber Enrollment Form

Enter eShram UAN Number
Enter Date of Birth
Enter Aadhaar Number
Verify Eshram Number
Enter Email ID
Enter Mobile Number
Verify Mobile Number
Select State from the drop down
Select District from the drop down
Enter the Pincode
Select if the beneficiary belong to North Eastern Region (NER)
Select whether member / beneficiary of NPS/ESIC/EPFO
Select whether Income Tax Payer.
Select Your Annual Turnover from the drop down
Enter GSTIN Number
Whether Member / Subscriber Of Prandhan Mantri Shram Yogi Maandhan / Prandhan Mantri Kisan Maandhan
Read the consent and provide the consent

PM Laghu Vyapari Mandhan Yojana Contribution Chart

Entry Age(A)	Superannuation Age(B)	Member’s Monthly Contribution(Rs)(C)	Central Govt’s Monthly Contribution(Rs) (D)	Total Monthly contribution(Rs)(Total= C+D)
18	60	55	55	110
19	60	58	58	116
20	60	61	61	122
21	60	64	64	128
22	60	68	68	136
23	60	72	72	144
24	60	76	76	152
25	60	80	80	160
26	60	85	85	170
27	60	90	90	180
28	60	95	95	190
29	60	100	100	200
30	60	105	105	210
31	60	110	110	220
32	60	120	120	240
33	60	130	130	260
34	60	140	140	280
35	60	150	150	300
36	60	160	160	320
37	60	170	170	340
38	60	180	180	360
39	60	190	190	380
40	60	200	200	400

Also Read: PMSYM Contribution Chart PDF Download

About NPS Traders Scheme 2025

NPS Traders Scheme is a voluntary and contributory pension scheme.
Monthly contribution ranges from Rs. 55 to Rs. 200 depending upon the entry age of the beneficiary.
Under this schemes, 50% monthly contribution is payable by the beneficiary and equal matching contribution is paid by the Central Government.

NPS Traders Scheme Eligibility Criteria

Should be an Indian Citizen
Shopkeepers or owners who have petty or small shops, restaurants, hotels, real estate brokers etc.
Age of 18-40 years
Not covered in EPFO/ESIC/PM-SYM
Annual turnover not more then 1.5 Crore in rupees

Also Read: PM Kisan Mandhan Yojana Registration

Benefits of NPS Traders and Self Employed Persons Scheme

Assured pension of Rs. 3000/- month to shopkeepers or owners who have petty or small shops, restaurants, hotels, real estate brokers etc. on attaining the age of 60 years.
Voluntary and Contributory Pension Scheme.
Matching Contribution by the Government of India.

For more details, visit the official website https://labour.gov.in/nps-traders